First Home Buyers
First Home Buyers
Jun 13, 2025
by

Nude Home Loans

How Mortgage Brokers Actually Get You a Better Deal

How Mortgage Brokers Actually Get You a Better Deal

How Mortgage Brokers Actually Get You a Better Deal

Spoiler alert: it’s not just about the interest rate.

When people Google “mortgage broker near me” or “how to get a good loan,” they’re usually thinking about the lowest possible rate. Fair enough. But what if we told you that how your loan is structured matters just as much as the rate — and that’s where mortgage brokers (like us) come in clutch.

Let’s break down what we actually do to get you a better deal.


🧠 It’s Not Just About the Numbers

Sure, we compare interest rates. But we also:

  • Review your financial goals

  • Look at your short and long-term needs

  • Check for features that suit your lifestyle (offset, redraw, repayment flexibility)

  • Help you qualify for grants or benefits you didn’t even know existed


🧰 Our Toolkit = More Than Just Lenders

We:

  • Access over 30 lenders

  • Know each lender’s quirks and sweet spots

  • Understand policy changes the minute they drop

  • Negotiate directly with lenders for better outcomes

That’s way more firepower than one trip to your bank.


🔎 Real Client Comparison: Tom vs His Bank

Tom came to us after his bank offered him a 6.35% rate. We:

  • Found him a 5.89% loan

  • With 100% offset

  • And a $3,000 refinance cashback

Total savings in year one = $3,900.

“Thought I was getting a decent deal — Nude proved me wrong (in the best way).”


🤝 We Work for You, Not the Banks

Some people think brokers push certain loans. Not us.

At Nude:

  • We’re paid by the lender only when your loan settles

  • We have no obligation to choose one bank over another

  • We’re legally bound to act in your best interest (Best Interest Duty)


📋 It’s the Structure That Saves You

You could get:

  • A low rate but no offset (not ideal if you’re saving)

  • A fixed loan with no flexibility (which could cost more in the long run)

  • A redraw facility that’s hard to access when you need it most

We help you:

  • Understand the trade-offs

  • Choose features that match your life

  • Avoid nasty surprises 2–3 years down the track


🚀 The Nude Advantage

  • Fast pre-approvals

  • No jargon

  • Clear game plan from day one

  • Personalised loan strategy

We don’t just “get you a loan.” We get you a smarter path to home ownership.


✅ Want to See the Real Difference a Broker Can Make?

Let’s compare your options side-by-side and see where you stand.

👉 [Book your free home loan review with Nude Home Loans]

need a loan?

Let's strip that down together

The Road To Home Ownership Starts With A Single Step.

Nude Home Loans was established with one primary goal - Let's get every Australian into the property market.

We believe the best way to do this is by providing you with the tools and information to make an informed decision about your home loan without the stress or hassle commonly associated with the process.

We strive to make your journey to home ownership an easy and enjoyable one, because it is an exciting journey, and we believe it is something to celebrate.

need a loan?

The Road To Home Ownership Starts With A Single Step.

Nude Home Loans was established with one primary goal - Let's get every Australian into the property market.

We believe the best way to do this is by providing you with the tools and information to make an informed decision about your home loan without the stress or hassle commonly associated with the process.

We strive to make your journey to home ownership an easy and enjoyable one, because it is an exciting journey, and we believe it is something to celebrate.

need a loan?

The Road To Home Ownership Starts With A Single Step.

Nude Home Loans was established with one primary goal - Let's get every Australian into the property market.

We believe the best way to do this is by providing you with the tools and information to make an informed decision about your home loan without the stress or hassle commonly associated with the process.

We strive to make your journey to home ownership an easy and enjoyable one, because it is an exciting journey, and we believe it is something to celebrate.

Nude Home Loans Pty Ltd
ACN 670 555 030 is credit representative number 554048 of Buyers Choice Licensing Pty Ltd ACN 626 172 281 (Australian Credit Licence No. 509484).

Nude Home Loans Pty Ltd
ACN 670 555 030 is credit representative number 554048 of Buyers Choice Licensing Pty Ltd ACN 626 172 281 (Australian Credit Licence No. 509484).

Nude Home Loans Pty Ltd
ACN 670 555 030 is credit representative number 554048 of Buyers Choice Licensing Pty Ltd ACN 626 172 281 (Australian Credit Licence No. 509484).