How Mortgage Brokers Actually Get You a Better Deal
Spoiler alert: it’s not just about the interest rate.
When people Google “mortgage broker near me” or “how to get a good loan,” they’re usually thinking about the lowest possible rate. Fair enough. But what if we told you that how your loan is structured matters just as much as the rate — and that’s where mortgage brokers (like us) come in clutch.
Let’s break down what we actually do to get you a better deal.
🧠 It’s Not Just About the Numbers
Sure, we compare interest rates. But we also:
- Review your financial goals 
- Look at your short and long-term needs 
- Check for features that suit your lifestyle (offset, redraw, repayment flexibility) 
- Help you qualify for grants or benefits you didn’t even know existed 
🧰 Our Toolkit = More Than Just Lenders
We:
- Access over 30 lenders 
- Know each lender’s quirks and sweet spots 
- Understand policy changes the minute they drop 
- Negotiate directly with lenders for better outcomes 
That’s way more firepower than one trip to your bank.
🔎 Real Client Comparison: Tom vs His Bank
Tom came to us after his bank offered him a 6.35% rate. We:
- Found him a 5.89% loan 
- With 100% offset 
- And a $3,000 refinance cashback 
Total savings in year one = $3,900.
“Thought I was getting a decent deal — Nude proved me wrong (in the best way).”
🤝 We Work for You, Not the Banks
Some people think brokers push certain loans. Not us.
At Nude:
- We’re paid by the lender only when your loan settles 
- We have no obligation to choose one bank over another 
- We’re legally bound to act in your best interest (Best Interest Duty) 
📋 It’s the Structure That Saves You
You could get:
- A low rate but no offset (not ideal if you’re saving) 
- A fixed loan with no flexibility (which could cost more in the long run) 
- A redraw facility that’s hard to access when you need it most 
We help you:
- Understand the trade-offs 
- Choose features that match your life 
- Avoid nasty surprises 2–3 years down the track 
🚀 The Nude Advantage
- Fast pre-approvals 
- No jargon 
- Clear game plan from day one 
- Personalised loan strategy 
We don’t just “get you a loan.” We get you a smarter path to home ownership.
✅ Want to See the Real Difference a Broker Can Make?
Let’s compare your options side-by-side and see where you stand.




