What a Broker Actually Does (That Banks Don’t)
You’ve probably wondered:
“Can’t I just go to my bank and get a home loan?”
Sure. You can. But it’s kind of like going to a car yard that only sells one brand — they’ll always recommend their own stuff, even if it’s not the best fit.
At Nude Home Loans, we’re brokers — and we work for you, not the banks.
Here’s what that actually means (and why it matters if you’re a first home buyer).
🔍 Banks vs Brokers: The Big Differences
Feature | Banks | Brokers |
|---|---|---|
Number of loan options | 1 (their own) | 30+ lenders |
Who they work for | The bank | YOU |
Strategy and planning | Minimal | Full support |
Grant & scheme help | Limited | Included |
Personalised service | Rare | Core to what we do |
🧠 What Brokers Actually Do
1. Compare Multiple Lenders
We assess:
Your income
Your deposit
Your credit score
Your goals (first home? investment?)
Then we find a shortlist of loan products that fit you — not the other way around.
2. Build a Loan Strategy
This is the biggie.
Fixed vs variable?
Offset account or redraw?
How to avoid LMI?
We help you answer all that, in plain English.
3. Handle the Paperwork (So You Don’t Have To)
Application forms
Bank statements
ID checks
We chase the lender. We submit the forms. We follow up.
You get on with life.
4. Help with Grants, Guarantees & Extras
We:
Check your eligibility for all first home buyer grants
Help you apply for the First Home Guarantee or Family Home Guarantee
Coordinate with the bank so nothing slips through
This can save you $10k–$30k+ — seriously.
5. Stick With You After You Settle
Unlike a bank manager who disappears after the sale, we:
Check in every year
Help you refinance if your needs change
Are one text away when you need support
🏡 Real Example: Jay in Thornbury
Jay walked into his bank. Got offered one loan. It looked okay — until we ran the numbers.
We:
Found a better deal with another lender (saved him $2,800 in fees)
Helped him avoid LMI via the First Home Guarantee
Settled the loan in 6 days
“I would’ve taken the first deal if I hadn’t spoken to Nude. Best call I made.”
✅ Want a Broker on Your Side?
If you want:
Options
Strategy
Clarity
Support that doesn’t vanish after approval
👉 [Book your free chat with a Nude Home Loans broker today]
We’ll do what the banks won’t: work for you.
