The First Step to Buying a Home (Spoiler: It’s NOT House Hunting)
We get it — scrolling realestate.com.au feels productive.
You’ve probably got 14 tabs open right now: open homes, inspo kitchens, dream backyards...
But if you haven’t sorted your finance yet, you’re kinda putting the cart before the very expensive horse.
At Nude Home Loans, we’ve seen it all — the heartbreak, the stress, the “we missed out because we weren’t ready” story.
That’s why we always tell first home buyers:
The real first step to buying a home?
👉 Getting your finance sorted.
Why Finance First, Not Property First?
Because without knowing how much you can actually borrow, you’re shopping blind.
And if you fall in love with something that’s just out of reach,
you’re setting yourself up for disappointment — and maybe a frantic 3am budgeting spiral.
Here’s what happens when you flip the script and start with finance:
1. You Know Your True Budget
No vague guesses.
No “maybe we can stretch if we skip brunch for a year.”
You’ll know exactly what your borrowing power is — so you can target homes that fit your budget and your lifestyle.
And at Nude, we’ll even show you how to boost that budget with grants or lender tricks.
2. You Get Pre-Approved (aka Your Secret Weapon)
Pre-approval means a lender has reviewed your situation and said:
“Yep, we’d lend you $X — pending final checks.”
This makes you a serious buyer in the eyes of real estate agents and sellers.
With pre-approval, you can:
Make offers faster
Negotiate better
Beat buyers who are still “talking to the bank”
3. You Avoid Time-Wasting
We don’t want to sound harsh, but...
Open homes are a waste of your time if you don’t know whether you can afford them.
Finance first = smarter searches.
You’ll only spend time inspecting homes that are actually in play.
4. You Get Your Game Plan Sorted
Buying your first home involves:
Deposits
LMI
Stamp duty
Government grants
Loan structure
Interest rates
Offsets/redraws
...and a fair bit of jargon
Sound like a lot?
It is — but that’s what we’re here for.
At Nude, we build you a clear, step-by-step plan before you start seriously looking — so when the dream home shows up, you’re ready.
5. You Save Yourself Stress (and Maybe a Panic Bid)
You don’t want to be the buyer who makes an offer, then realises the bank won’t back them.
Or worse — the one who stretches too far and ends up mortgage-poor.
Sorting your finance upfront = confidence and clarity.
So What Is the First Step?
👉 Book a free chat with a mortgage broker near you
👉 Get your numbers sorted
👉 Get pre-approval
👉 Then start the fun part: house hunting
At Nude Home Loans, we’re the first call you make — not the last.
We’ll help you:
Understand how much you can borrow
Set a smart property budget
Figure out your deposit options
Apply for grants
And get pre-approved faster than your group chat can plan a brunch
What Happens After That?
You start scrolling listings with purpose.
You visit open homes with confidence.
You make offers knowing your finance is already halfway there.
Feels better, right?
Let’s Get You Ready
Before you spend another weekend inspecting properties you’re not even sure you can buy…
👉 [Book your free pre-approval consult with Nude Home Loans]
We’ll get you sorted — no fluff, no pressure, just real answers from people who’ve got your back.
