Why Your Bank Might Not Be the Best Place for a Home Loan
Let’s be real — walking into your bank and asking for a home loan feels safe. You’ve got your savings there, maybe your credit card too. Why not just let them sort your mortgage?
Here’s why: your bank only offers their home loans. A mortgage broker (like us at Nude) offers 30+ lenders — and we fight to get you the best one.
🏦 Banks Only Sell Their Own Products
They can’t legally recommend a competitor
They offer one pricing model
You get no room to compare features, fees, or flexibility
It’s like going to a car yard that only sells one brand. Doesn’t mean it’s a bad car — but it might not be your best fit.
🧠 What Nude Does Differently
Compares options across major banks, credit unions, and non-bank lenders
Tailors the loan to your life (offset, redraw, fixed/variable splits)
Keeps your future goals in mind (renos, investment, upgrades)
Handles all the paperwork and negotiations for you
📊 Real Comparison: Same Buyer, Two Different Loans
Our client Jess got pre-approved at her bank for 6.29%. Then she came to us.
We found her:
A 5.89% deal
With full offset, no annual fee
Plus a $2,000 cashback
Total savings: over $4,000 in year one.
“Didn’t realise how much I was missing until Nude showed me what was out there.”
🤝 Banks Work for Themselves. We Work for You.
We’re paid by the lender you choose after settlement. And we have a legal Best Interest Duty, which means we must act in your best interest — not the bank’s.
✅ Don’t Settle for the First Loan Offer
You’ve got options. We’ll help you compare them.
